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CC.1 Add and subtract money

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What does it mean to add and subtract money?

Adding and subtracting money means combining or taking away amounts of dollars and cents. You work with money amounts the same way you work with decimals because each amount has a dollar part and a cent part.

Example:

If you have $5.25 and you find $2.00 more, you now have $7.25.

Note

Money amounts are written as decimals. The decimal point separates dollars from cents.

How to line up money amounts

When you add or subtract money, always line up the decimal points so the digits are in the correct place values: dollars under dollars and cents under cents.

Example:
$38.42
+ $21.58
$60.00
Note

If the cents column adds to 100 or more, regroup by turning 100 cents into 1 dollar.

Adding money

To add money, line up the decimals, add the cents, then add the dollars. Regroup when needed.

Example:

You buy a notebook for $4.75 and a folder for $2.50. How much do you spend?

$4.75
+ $2.50
$7.25
Note

Check your answer by estimating. For example, $4.75 is close to $5 and $2.50 is close to $3. So the total should be close to $8.

Subtracting money

To subtract money, line up the decimals, subtract the cents, then subtract the dollars. If the top cents digit is smaller, borrow from the dollars.

Example:

You have $20.00, and you spend $8.65. How much is left?

$20.00
− $8.65
$11.35
Note

Borrowing in money subtraction is the same as borrowing with decimals. One whole dollar becomes 100 cents.

Solving real-world money problems

Money questions often come from real-life situations, such as shopping, saving, or making change. Use addition when amounts are combined and subtraction when money is spent or taken away.

Example:

You have $15.00. You buy a snack for $3.45 and a drink for $1.75. How much money do you have left?

Step 1: Add the cost of the items.

$3.45
+ $1.75
$5.20

Step 2: Subtract from the amount you started with.

$15.00
− $5.20
$9.80
Note

Ask yourself: “Am I putting amounts together or finding what is left?” This helps you choose the correct operation.